| 18 June 2009

Qualifications:
Individual Producers:
Produce $110,000 of Net ALP in the calendar year.
With an 80% four-month retention rate as of December 31, 2009.
Eight full months tenure as an active Producer.
Qualifiers Receive:
First Time Qualification: President’s Club ring (or pendant) and $1,500.
Subsequent Qualifications: Diamond added to ring (or pendant) of qualifier OR
Ring (or pendant) for spouse AND
The $1,500 bonus will be increased $200 for each
successive qualification.
Effective May 13, 2009
Qualifiers will be eligible to come in one day early to convention



